# Unified Yield Gateway

> A single interface for accessing T-Bills, liquidity pools, and delta-neutral strategies.

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## Overview

The Unified Yield Gateway is the access layer connecting users to Haven's full range of yield strategies — spanning both DeFi and TradFi fixed-income markets — from a single interface.

No need to navigate multiple protocols, manage separate wallets, or track positions across chains manually. Haven aggregates it all.

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## Supported Strategy Types

### 📄 T-Bills (Tokenized RWA)

Access U.S. Treasury Bill yields through tokenized RWA wrappers. The lowest-risk option in Haven's strategy suite — stable, predictable, and backed by U.S. government obligations.

* **Risk tier:** Low
* **Typical APY:** 4.5–5.5%
* **Best for:** Capital preservation, institutional allocation

### 💧 Liquidity Pools (DeFi)

Stablecoin and low-volatility lending pools across major protocols including Aave, Compound, and Morpho.

* **Risk tier:** Low–Medium
* **Typical APY:** 5–9%
* **Best for:** Yield maximization within stablecoin exposure

### ⚖️ Delta-Neutral Strategies (Quant)

Market-neutral strategies that earn funding rates and basis spreads regardless of price direction. Built for users seeking higher yield without directional crypto exposure.

* **Risk tier:** Medium–High
* **Typical APY:** 8–15%
* **Best for:** Sophisticated users, yield optimization

### 🗂 Blended Portfolios (Structured)

Pre-constructed allocations combining all strategy types with defined risk/return profiles. Managed autonomously by HavenClaw with HavenScore monitoring.

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## Supported Assets

| Asset                   | Type       | Avg APY  | Risk Tier      |
| ----------------------- | ---------- | -------- | -------------- |
| USDC                    | Stablecoin | 5–8%     | ✅ Low          |
| USDT                    | Stablecoin | 5–7%     | ✅ Low          |
| Tokenized T-Bills       | RWA        | 4.5–5.5% | ✅ Low          |
| DAI / sDAI              | Stablecoin | 6–9%     | 🔵 Medium      |
| Delta-Neutral Positions | Structured | 8–15%    | ⚠️ Medium-High |

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## Supported Chains

* Ethereum Mainnet
* Arbitrum
* Base
* Optimism

Additional chains planned for Phase 4 — see [Roadmap](/haven-ai-docs/resources/roadmap.md).

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## Related

* [HavenClaw — How strategies are executed](/haven-ai-docs/core-products/havenclaw.md)
* [HavenScore — Risk scoring per protocol](/haven-ai-docs/core-products/havenscore.md)
* [Quick Start — Deploy your first strategy](/haven-ai-docs/getting-started/quickstart.md)


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